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Preheat oven to 375 degrees
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If you want a smoother bagel blend the cottage cheese but this is an optional step if using small curd.
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Combine the flour and baking powder in a bowl. Add the cottage cheese and stir until it becomes a dough. If dough is too sticky or dry add more flour or milk respectively until it forms the proper consistency.
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Use a clean floured surface to work the dough. If using mix-ins add either here or right after dividing and work them into the dough. Kneed into large ball then divide equally into four chunks.
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Roll into a log about 6 inches long then join the ends together to get the ring bagel shape.
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Put the bagels on a parchment paper lined baking tray.
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Sprinkle any toppings on (May need to press a bit to make sure they stick).
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Bake for 20 to 25 minutes until top is golden brown.
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If using an airfryer disregard the oven steps and air fry at 280 degrees for 15 to 20 minutes.
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Let cool for at least 15 minutes.